Here are a few tips to help you make confident, informed buying decisions:

Plan Your Finances

Connect with your bank or mortgage broker to understand exactly what you can afford. This process can take a few business days, and it’s also a great time to get pre-approved so you’re ready when the right property comes up.

Prepare to Buy

• Make sure your finances are in place—this includes your down payment, deposit, legal fees, and land transfer tax.
• Take a moment to prepare mentally. The process can move quickly and come with a mix of emotions, but having a plan makes all the difference.
• Choose a local, knowledgeable REALTOR® you feel comfortable with—you’ll be working closely together.
• Have an open conversation about your budget, needs, and wants, including location, property type, size, and overall vision.

View Properties

Now the fun begins. Your REALTOR® will keep you up to date on new listings, market trends, and opportunities—helping you focus on properties that truly fit what you’re looking for.

Make an Offer

When you find the right property, the next step is submitting a formal written offer. You’ll decide on price, deposit, closing date, inclusions, exclusions, and any conditions such as financing, home inspection, water testing, insurance, or lawyer review.
This is where having the right REALTOR® matters most. They will guide you through negotiations, advocate for your best interests, and help make the process as smooth as possible.

Close Your Purchase

Once your offer is accepted, you’ll work through any conditions outlined in the Agreement of Purchase and Sale. Your REALTOR® will guide you through this stage until your purchase becomes firm.
At this point, it’s important to have a local real estate lawyer in place to complete your transaction and ensure everything is handled properly.